The Car Title Lending Expansion Playbook (2025 Edition)

Top U.S. States for Profitable Car Title Lending

2025 analysis of the most favorable states for subprime lending growth and profitability.

If you’re serious about launching or scaling a high-yield car title loan business, this is the intel your competitors hope you never find. Our State-by-State Car Title Lending Analysis exposes exactly where you can legally charge triple-digit APRs, skip the red tape, and operate with speed, scale, and confidence. It’s not theory!

It’s a playbook used by real operators to choose the right states, structure their loans, and avoid compliance traps. Whether you’re an investor, a lender, or a hustler with capital and courage, this guide shows you where the profits still live—and how to claim them.

👤 About the Author: Jer Ayles

Trihouse Consulting
www.TheBusinessOfLending.com
Email:Jer@TheBusinessOfLending.com
Phone: 702.208.6736

For over two decades, Trihouse Consulting has been the go-to resource for entrepreneurs, operators, and investors in the subprime lending industry. From launching high-yield loan portfolios to navigating state-by-state compliance, we’ve helped hundreds of clients unlock profitable growth in one of America’s most misunderstood sectors.

This report was created by the team behind TheBusinessOfLending.com, a nationally recognized hub for strategic insights, startup guidance, and regulatory intelligence in small-dollar lending, including payday, installment, and title loans.

Whether you're scaling multi-state operations or launching your first title loan venture, we’re here to help you grow, stay compliant, and stay ahead.